FiscalLogix
BankCISAI

Credit judgement, amplified with AI.

AI built into the credit workflows your team already runs. It reads, explains, drafts, checks and briefs. Every point shows its source, and the decision stays yours.

Watch the film
How BankCIS AI works with you
  • Every point has a source
    Extracted figures link to their page. Brief points link to their field.
  • Nothing is final until you say so
    Accept, edit or discard every draft and suggestion.
  • Inside the credit workflow
    AI works where the proposal already lives, not in a separate tool.
  • The decision stays yours
    AI prepares the file. The sanctioning authority decides.
Weekshourseven for the most complex proposal

What BankCIS AI does

ExtractReads financial documents into the FY columns.See it ↓AnalyseExplains what moved in the numbers, and why.See it ↓DraftWrites the process note from the proposal’s data.See it ↓CheckFinds gaps before the file goes for decision.See it ↓BriefHundreds of fields, one page for the decision maker.See it ↓AskSmart answers to anything about BankCIS.See it ↓
Extract · Financials

Financial documents in. Not one field keyed by hand.

Drop the audited financial statements, digital or scanned. BankCIS AI reads the P&L and balance sheet, fills the FY columns, and links every number to its page. You verify and save.

Before
Key every line item from the financial documents by hand.
With BankCIS AI
Review 146 extracted items, each linked to its page.
  • 1The source document, open at the exact page
  • 2FY25 column filled from the statement
  • 3You verify before anything is saved
Analyse · Financials & data

Know why the numbers moved, not just that they did.

Click Explain on any figure or trend. BankCIS AI reads across the borrower’s financials and data and explains, in plain words, what changed and why, then flags what else it noticed.

Before
Spot a trend, then dig through schedules for the reason.
With BankCIS AI
A plain-language reason, with what else it noticed.
  • 1Explain sits next to the figure
  • 2The trend, charted from the data
  • 3Add it to your comments, or leave it
Draft · Process note

The process note, drafted from your own data.

Smart Drafting writes the background and justification from the proposal’s own fields: financials, securities, rating and more. Redraft it shorter, edit it, or accept it.

Before
Write each part of the note from a blank page.
With BankCIS AI
Start from a draft built on the proposal’s own numbers.
  • 1Draft with AI, inside the note itself
  • 2Written from the borrower’s own figures
  • 3The fields it drew on, shown as chips
Check · Loan Desk

Catch the gaps before the file goes for decision.

Before forwarding, BankCIS AI checks KYC and AML, exposure ceilings, rating validity, missing documents and undeclared deviations, and reads the account for early warning signs.

Before
Find the missing valuation report at the decision stage.
With BankCIS AI
Missing items flagged, with Upload and Declare, before forwarding.
  • 1Checks that passed
  • 2A missing valuation report, with Upload
  • 3Resolve the items, then forward
Brief · Decision Dashboard

Hundreds of fields. One page for the decision maker.

The AI Credit Brief reads across hundreds of fields in the proposal and sets out strengths, top risks, questions worth asking and suggested conditions on one read-only page. Every point links back to its source.

Before
Read a thick proposal the night before the decision.
With BankCIS AI
One page of strengths, risks, questions and conditions.
  • 1One page, drawn from across the proposal
  • 2Strengths and top risks, side by side
  • 3Conditions you may want to set
  • 4Suggestions only. The decision stays yours
Ask · Ask BankCIS

Ask anything about BankCIS. Get a smart answer.

Ask BankCIS a question in plain words, from changing a limit to forwarding a proposal. It answers step by step, shows where the answer comes from, and takes you straight to the right menu.

Before
Search the manual or call the helpdesk.
With BankCIS AI
A step-by-step answer with its source and a link.
  • 1Ask in plain words
  • 2Steps, with the source of the answer
  • 3Opens Limits › Working Capital directly

From weeks to hours, even the most complex proposal.

Suggestions only. The decision stays yours.

Explore the platform

Animations use illustrative data. Customer names and figures are fictitious.